RM3000? Enough?

Monday, August 04, 2008

Can a family man with Salary RM3,000 survive in Malaysia

Let's do some simple calculations here.

In Malaysia, the average family income is RM3,000 /month (where father works, mother doesn't).

I understand there are many families whose monthly income does not reach RM3,000, but, to make things simple, let's take RM3,000 as the figure. Ok lah, right?

Okay, let's start rolling with a family which has Papa, Mama, 1 daughter and 1 son. Ngam-ngam ....

Calculation starts...

Electricity and water bill: RM100 (No air-con, No home theatre, No water heater ... ok?)

Phone bill ( Telekom): RM100

Meals for a happy family: RM775 (3 meals on RM25/day, RM25 for 4 persons...?)

Papa makan / teh-tarik during working hrs: RM155 (RM5/day, RM5 ... can eat what?)

Car repayment: RM400(A proton saga aeroback, 7 yrs repayment)

Petrol (living in city, traffic-jam) : RM300(go to work, bring son to school,can only can afford one car running)

Insurance: RM650(kids, wife and myself)

House repayment: RM750(low cost hou sing repayment for 30 yrs,retired still have to work to pay!)

Tuition: RM80(got that cheap meh? i don't think so)

Older children pocket money @ school: RM20(RM1/day, eat bread?)

School fees: RM30(enough ah?)

School book s and etc: RM100(always got extra to pay in school)

Younger children milk powder: RM50(cannot have the DHA, BHA, PHA one, expensive)

Miscellaneous: RM100(shampoo, rice, sauce, toilet paper)

Oh wait!!! I h ave to stop here, so...
No Astro,
no movie @ cinema,
no DVD,
no CD,
no online,
cannot KFC,
cannot McDonald,
cannot go Park walk during weekend (petrol expensive),no chit chat on phone with grandparents, and etc...

Let's use a calculator to total up... WALAO EH! Shit! RM3,610 already...

EPF belum potong, inc ome tax lagi........ oledi RM3,610 ....

How to survive lah tuan-tuan dan puan-puan sekalian ???

Our Deputy Prime Minister asked us to change lifestyle?

How to change? Don't eat? Don't work? Don't send children to school and study?

Besides that, I believe in Malaysia population, there are millions of rakyat Malaysia which still don't earn RM3,000/month! !!

What is this? Inilah Malaysia Boleh... Sorry ... it should be Malaysians Boleh , because we're still alive and kicking!!

Our politicians must be mad!!!!
Disclaimer : tuan tuan and puan puan, don't get mad at me as I didn't create this, hubby forwarded it to me so I am sharing this with my readers. In fact, I had a long conversation with my cousin brother yesterday and this was also one of our topics and he did tell me that RM3k is enough for a bachelor, not a family man. As for me, I think we (as in Ben and I) will live a decent life (like right now) with at least RM15k/month in KL. To be honest, I find it quite expensive to shop in KL. Any views?

4 chirping:

mommysam said...

I agree! I find it hard to shop but still amaze but the youngster spending power:p Even my husband relative have their own business also find expenses in KL are horrible not to say Family man with take home pay of 3K per month. To be frank - I seriously think it"s not enough lol.

Diana G.B. said...

their parents can afford to spend on them. The older generation don't enjoy as much as we do, so whatever the earned, they keep. I think this is one of the reason.

mommysam said...

Maybe - I do agree nowadays most of the youngster are so pamper. No need to support family so whatever they earn, they just spend it lavishly.

Diana G.B. said...

They really know how to enjoy life...that's what I learn from my cousin brother also.